Your Plans
Don't Have To Wait

Fast Approval, Minimal Documentation, And Money Directly In Your Bank Account. Experience The Next Generation Of Credit.

  • 100% Digital Process
  • Secure KYC
  • Transparent Terms

Personal Loan EMI Calculator

₹50,000
₹5,000₹1,00,000
24
3 MONTHS24 MONTHS
12.5%
8%30%

Monthly EMI Amount

₹2,365

Total Interest

₹6,760

Total Payable

₹56,760

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Loan Highlights

Clear terms. Flexible options. Designed
around your needs.

Loan amount icon

Loan Amount

₹5,000 to ₹5,00,000

Tenure icon

Tenure

Up to 60 months

Interest rate icon

Maximum APR

Up to 45% per annum

What You’ll Need

Keep these documents ready for a faster application.

  • Personal Details

    Name, phone, address and employment status.

  • Income Proof

    Bank statements for the last 3 months (PDF).

  • Identity Proof

    PAN Card and Aadhaar for digital verification.

  • Face KYC

    A clear selfie taken from the Rupyaa app.

Start Application

Frequently
Asked Questions

Borrower consent is obtained digitally through secure electronic means, ensuring that the borrower has reviewed and agreed to the loan terms before proceeding.

After the loan is processed, the borrower will receive the following documents: a) Loan Agreement b) Key Fact Statement (KFS) c) Repayment Schedule

Yes, you may prepay or foreclose your loan, subject to the terms mentioned in the loan agreement and KFS. Any applicable charges will be clearly specified.

In case of non-payment by the due date, late payment charges may be applied, and the loan account may be reported as overdue to credit bureaus, which could impact your credit score.

Yes, your loan details, including repayment history, may be reported to credit information companies in accordance with regulations.

Your loan journey, in one app.

Apply, verify, review your offer, track repayments and access your KFS, agreement and NOC - all in Rupyaa.

Rupyaa app on mobile