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Why Choose Rupyaa ?
Quick Approval & Disbursals
Get a quick decision and fast fund transfer after approval.
Transparent & Affordable
Know your charges and repayment details upfront.
Simple Application
A quick, easy process designed to get you started faster.
100% Digital & Paperless
Apply completely online with no physical paperwork.
Quick Approval & Disbursals
Get a quick decision and fast fund transfer after approval.
Transparent & Affordable
Know your charges and repayment details upfront.
Simple Application
A quick, easy process designed to get you started faster.
How It Works
Apply Online
Fill in a few basic details to get started.
Personalized Offer
View loan options and eligible amounts tailored for you.
Complete KYC
Securely verify identity with a quick digital KYC process.
Receive Funds
Approved amount is transferred directly to your bank account.
Track your credit score
Check your credit score in seconds and stay one step ahead of your financial goals.
Your Safety
comes first
Secure Data Handling
Your information is protected through secure systems.
Privacy First
Your data is handled responsibly and only for permitted purposes.
Trusted Partners
We work with regulated lending partners to provide loan options.
What our customer say
Your loan journey, made Simple.
Apply, verify, review your offer, track repayments and access your KFS, agreement and NOC - all in Rupyaa.
Frequently
Asked Questions
- Loan sanctioned by Weekline Investment and Trading Company Ltd: ₹1,50,000 for 3 years
- Processing Fee: ₹6,195 (3.5% + GST + ₹500 Stamp Duty)
- Interest Rate: 22% p.a. (on reducing principal balance)
- EMI: ₹5,730 per month
- Total Payable: ₹2,06,280
- Total Interest Paid: ₹56,280
- Annual Percentage Rate (APR): 25.14%
This is an illustrative example. Actual terms may vary based on eligibility and will be disclosed in the Key Fact Statement before loan acceptance.
- Age: Minimum 21 years
- Employment Type: Salaried or Self-Employed
- Minimum Monthly Income: ₹16,000 or above
- Mobile Number: Aadhaar-linked mobile number for verification
- Citizenship: Indian resident with valid KYC documents
No, this is an unsecured loan, and therefore, no collateral or security is required to avail of the loan. The loan is sanctioned based on the borrower's eligibility, creditworthiness, and repayment capacity. However, in the case of secured loan products such as a loan against property, appropriate collateral will be required.
Interest starts from 3% per month. A one-time processing fee of up to 10% + GST is charged when the loan is approved.
The Key Fact Statement (KFS) is a document that summarizes the important terms of your loan, including interest rate, charges, and repayment details. It is provided to the borrower before the execution of the loan agreement to ensure full transparency.